Will Insurance Pay for Percocet Detox?
One in three Americans struggles with Percocet addiction. What’s more, Percocet is the most abused of all the prescription painkillers. Most people do not get the addiction help they need because they are unsure whether or not their insurance will pay for Percocet detox.
The Law Says “Yes!”
In 2008, the Mental Health Parity and Addiction Equity Act was passed followed by the passing of the Affordable Care Act in 2010. Each of these laws set in place certain allowances which included care for persons struggling with substance use disorders. However, the Affordable Care Act made substance use disorders one of the “ten elements of essential health benefits.” (whitehouse.gov) This means that insurance providers have to pay the same percentage amount on substance use disorders that they pay on other medical illnesses. In effect, your insurance will pay for Percocet detox.
Talk to the Provider
If you’re ready to get help for Percocet addiction, but are not sure where to start, call you insurance provider and find out exactly how much money they will pay toward Percocet detox. It is important to note that Percocet detox is not the same as rehab. Rehab usually lasts 28 days or longer, whereas detox is usually a week to ten days. You should ask them to clarify if there is a deductible or co-pay and the maximum amount they will allow. If you have all this information then when you find the right Percocet detox you will know whether or not there will be a balance that you will be responsible for.
Paying the Balance
Speaking of balance… if you find out that you will be responsible for a portion of the bill, do not let that discourage you from going to Percocet detox. Talk to the detox facility and see if they offer any discounts or scholarships. It could be you qualify for a special program. Another option for covering the balance is to see if the detox center works with a finance company or can recommend a finance company that other patients have worked with to cover the remaining balance. Sometimes this is a good option because it will allow you to spread the balance out over several months. The thing is that even if you have to borrow the money, getting the help you need now to overcome Percocet addiction is better that the cost of losing your job, your family or your life. Gallus Detox Center can help you detox from Percocet addiction and we work with most insurance companies. Call us today at 855-338-6929 for a confidential conversation with one of our admission team members!