Is Methamphetamine Detox Covered by Insurance?
The uncertainty of whether or not Methamphetamine detox is covered by insurance is something that keeps many people from getting the help they need to overcome Meth addiction. However, knowing the facts can help get you on your way to recovery!
Healthcare Laws and Insurance
Since 2008, two very important healthcare laws have passed that have made it possible for many Americans to get the help they need. The Mental Health Parity and Addiction Equity Act (MHPAEA), which was passed in 2008 required health insurance and group health plans to ensure the same coverage for mental health and substance use disorders as other medical and surgical benefits. While MHPAEA was good news, the passing of the Affordable Care Act in 2010 sealed the deal for addiction treatment when it made mental health and substance use disorders one of the ten essential health benefits. This means that Methamphetamine detox is covered by insurance.
How Much Will Insurance Pay?
The healthcare law requires that insurance providers pay the same percentage for substance use treatment (detox and rehab) that it covers for other medical services. However, the insurance provider sets the amount it will pay. As you begin the search for a detox facility, contact your insurance provider to find out exactly how much (what is the percentage) they will pay toward treatment. Also remember that Methamphetamine detox is not the same as rehab, so the cost of Methamphetamine detox will likely be considerably less than a 28 day (or longer) stay in rehab. Knowing in advance how much of the bill the insurance will cover, as well as the co-pays or deductibles will make it easier in the long run. It will also make it possible to make arrangements to pay any outstanding balance the insurance leaves.
Taking Care of the Balance
It is very likely that there will be remaining balance for your Methamphetamine detox treatment, but don’t let that deter you from getting help. Most medical detox facilities work with or refer their patients to a finance company that can help cover the remaining balance. In most cases the finance company can spread the payment out over a year which will give you time to get back on your feet. Another option is that many detox facilities offer a discount for patients who pay the balance in cash. It is a good idea to ask the center where you are planning to stay if they offer any arrangements or discounts for patients paying cash in advance. Gallus Detox Center works with most insurance providers and we can help you detox from Methamphetamine abuse. Take the first step in recovery and call Gallus Detox Center today at 855-338-6929.